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NebraskaNE

Auto insurance regulation, rate filings, and editorial coverage for Nebraska. AutoInsureWire summarizes reporting from primary publishers and links outbound to original sources.

Compare NE quotes
(855) 629-1947
Licensed agents in Nebraska
Liability minimum
25/50/25
BI per person / per accident / PD
UM/UIM
25/50
Uninsured motorist
PIP
Not required
Personal injury protection
No-fault state
No
Traditional fault system
Avg full coverage
$1,914
2026 US national average

Latest from Nebraska

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Coverage requirements, decoded

Coverage typeNebraska requiresRecommended
Bodily injury liability25/50100/300
Property damage liability25100
Uninsured motorist25/50Match liability
PIP / Med-payNot required$10,000+
No-faultNo
Standard published limits. Confirm current requirements with the Nebraska Department of Insurance before you buy.
Coverage cost estimator
Beta · NAIC + DOI base rates

What you'd pay, roughly

Quick directional estimate using public NAIC base rates and standard underwriting multipliers. Real quotes will vary — call for binding numbers.

State
Driver age · 35
Coverage
Driving record
Vehicle type
Credit tier
Updated live
Your estimate
$2,874
per year · $240/mo
▼ 8% vs. CA state average
CA full base$3,124
Age band (35)× 0.92
Record (clean)× 1.00
Vehicle (sedan)× 1.00
Credit (good)× 1.00
Get a real quote in 90 seconds
(855) 629-1947
Licensed agents · all major carriers

Estimator is informational only. Multipliers are public-rate-filing approximations. Actual quotes depend on full underwriting.

Premium tables

Detailed age, city, and carrier-share tables for Nebraska are being verified against NAIC and state DOI sources. Available for CA, NY, FL, TX, NJ.

Cheapest carriers in Nebraska

Clean-record · 35yo · full coverage
01
State Farm
$1,480/yr
02
Geico
$1,542/yr
03
Progressive
$1,714/yr
04
Allstate
$1,840/yr

Averages for a 35-year-old single driver, clean record, 2020+ sedan, 100/300/100 limits. Source: NAIC + carrier rate filings, verified May 9, 2026. Your quote will vary.

Nebraska-specific questions

Frequently asked, answered locally.

What this means for Nebraska drivers

State minimums are a legal floor, not a recommendation. Most consumer advocates suggest 100/300/100 for any driver with savings, home equity, or future earnings to protect. Compare quotes annually — the price gap between best and worst quote in Nebraska routinely exceeds $700 a year.

Talk to a Nebraska agent · (855) 629-1947 →