Regulation
The latest regulation news and analysis in US auto insurance from AutoInsureWire.
Michigan Proposes Ban on Price Optimization in Auto Insurance
A new state bill would prohibit insurers from using a controversial pricing technique that can charge customers more based on their willingness to shop around.
Rhode Island Senate Passes Higher Total Loss Threshold
A bill approved by state lawmakers would make it harder for insurers to declare damaged vehicles totaled, potentially keeping more cars on the road for repair.
New Jersey Raises Auto Insurance Minimums to 35/70/25, What Drivers Need to Re-Check
Effective January 1, 2026, New Jersey lifted its Standard Policy minimums above the national median. Here's what changed and how to verify your policy.
California's 30/60/15 Minimum, One Year Later: How Premiums and Claims Actually Moved
The first liability-minimum increase since 1967 went into effect January 2025. The data on what it changed, and what it didn't, is finally starting to land.
Florida PIP Reform Pressure Builds Again, Why This Round Could Be Different
After two stalled attempts, Tallahassee is back at it. The carriers, the trial bar, and the Cabinet are realigning in ways that make 2026 the most plausible window in a decade.