Rates & Pricing
The latest rates & pricing news and analysis in US auto insurance from AutoInsureWire.
Is a $2,000 Deductible Good for Car Insurance? The Break-Even Math Most Drivers Skip
A $2,000 deductible can slash premiums, but it's a trap if you can't cover a claim out of pocket or you drive an older car.
How to Lower Car Insurance After a Speeding Ticket
A speeding ticket can spike your premium by 25% or more, but a handful of tactical moves can blunt the damage before your next renewal.
Is Gap Insurance Worth It for a New Car? What Dealers Won't Tell You
When your brand-new car loses 20 percent of its value the moment you drive off the lot, gap coverage can be the difference between walking away clean or carrying a loan on a vehicle you no longer own.
SR-22 Insurance Cost by State 2026: What You'll Actually Pay
The filing fee is cheap, but the premium spike that follows varies wildly depending on where you live and what landed you here.
Consumers Gathering Record Number of Insurance Quotes Before Buying
A major industry study reveals drivers are now comparing more insurance offers than ever before purchasing coverage, signaling heightened price sensitivity in a turbulent market.
Your 2026 Renewal Jumped Even With a Clean Record — Here's What's Actually Behind It
Your car didn't change. Your record didn't change. The premium went up anyway, pushed by three numbers most drivers never see.