Monday · June 15, 202615:39:00 UTC
RSS
AutoInsureWIRE
Home/States/Alaska
State coverage hub

AlaskaAK

Auto insurance regulation, rate filings, and editorial coverage for Alaska. AutoInsureWire summarizes reporting from primary publishers and links outbound to original sources.

Compare AK quotes
(855) 629-1947
Licensed agents in Alaska
Liability minimum
50/100/25
BI per person / per accident / PD
UM/UIM
Not required
Uninsured motorist
PIP
Not required
Personal injury protection
No-fault state
No
Traditional fault system
Avg full coverage
$1,914
2026 US national average

Latest from Alaska

0 stories · rolling
AD · 728×90 / 970×120 · responsive leaderboardslot id · state-leaderboard

Coverage requirements, decoded

Coverage typeAlaska requiresRecommended
Bodily injury liability50/100100/300
Property damage liability25100
Uninsured motoristNot requiredMatch liability
PIP / Med-payNot required$10,000+
No-faultNo
Standard published limits. Confirm current requirements with the Alaska Department of Insurance before you buy.
Coverage cost estimator
Beta · NAIC + DOI base rates

What you'd pay, roughly

Quick directional estimate using public NAIC base rates and standard underwriting multipliers. Real quotes will vary — call for binding numbers.

State
Driver age · 35
Coverage
Driving record
Vehicle type
Credit tier
Updated live
Your estimate
$2,874
per year · $240/mo
▼ 8% vs. CA state average
CA full base$3,124
Age band (35)× 0.92
Record (clean)× 1.00
Vehicle (sedan)× 1.00
Credit (good)× 1.00
Get a real quote in 90 seconds
(855) 629-1947
Licensed agents · all major carriers

Estimator is informational only. Multipliers are public-rate-filing approximations. Actual quotes depend on full underwriting.

Premium tables

Detailed age, city, and carrier-share tables for Alaska are being verified against NAIC and state DOI sources. Available for CA, NY, FL, TX, NJ.

Cheapest carriers in Alaska

Clean-record · 35yo · full coverage
01
State Farm
$1,480/yr
02
Geico
$1,542/yr
03
Progressive
$1,714/yr
04
Allstate
$1,840/yr

Averages for a 35-year-old single driver, clean record, 2020+ sedan, 100/300/100 limits. Source: NAIC + carrier rate filings, verified May 9, 2026. Your quote will vary.

Alaska-specific questions

Frequently asked, answered locally.

What this means for Alaska drivers

State minimums are a legal floor, not a recommendation. Most consumer advocates suggest 100/300/100 for any driver with savings, home equity, or future earnings to protect. Compare quotes annually — the price gap between best and worst quote in Alaska routinely exceeds $700 a year.

Talk to a Alaska agent · (855) 629-1947 →