{
  "name": "AutoInsureWire US Auto Insurance Premium Index",
  "description": "Quarterly national average full-coverage auto insurance premium (USD).",
  "unit": "USD/year",
  "source": "AutoInsureWire",
  "license": "CC-BY-4.0",
  "updated": "2026-07-12",
  "url": "https://autoinsurewire.com/data/premium-index-2026-q2",
  "data": [
    {
      "period": "Q2 '24",
      "avgFullCoveragePremiumUSD": 1822
    },
    {
      "period": "Q3 '24",
      "avgFullCoveragePremiumUSD": 1856
    },
    {
      "period": "Q4 '24",
      "avgFullCoveragePremiumUSD": 1894
    },
    {
      "period": "Q1 '25",
      "avgFullCoveragePremiumUSD": 1928
    },
    {
      "period": "Q2 '25",
      "avgFullCoveragePremiumUSD": 1971
    },
    {
      "period": "Q3 '25",
      "avgFullCoveragePremiumUSD": 2014
    },
    {
      "period": "Q4 '25",
      "avgFullCoveragePremiumUSD": 2058
    },
    {
      "period": "Q1 '26",
      "avgFullCoveragePremiumUSD": 2092
    },
    {
      "period": "Q2 '26",
      "avgFullCoveragePremiumUSD": 2118
    }
  ]
}